As an older millennial, I approve this message.
"Top banking tips: 1. Don't rely on your bank to balance your checkbook. Balance it yourself, and only use your online banking tool as a means to double check for errors. You never know what's pending and for how long, so you may think you have more money than you do.""2. If you bank at a credit union, many have certified financial counselors on staff who can help you build a budget, and for free. 3. Don't pay for a checking account.
"Then you can focus on major-specific classes at the transfer institution, making that higher tuition more reasonable for the level of expertise you get in upper-level university classes. My college even has free tuition 'promise' programs for high school graduates in our service area who maintain a certain GPA, which saves you a few grand a year!""Community college does not mean you’re getting a lesser education.
"These don’t have to be paid until you sell the property , and you’ll also earn helpful tax credits. If you do this when your income is lower, you’ll qualify for much more money and assistance than you will when you’re more 'established.' A mortgage is so much cheaper and more stable than rent, and you can use that property as an income source in the future.
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