Adjusting your mindset can make saving money less of a struggle. (via Grow_mag)
In the stock market, herding bias happens when investors buy a stock because everyone else seems to be buying it, without researching whether the stock is actually a good investment.
"One of the real problems young people have is that your peer group wants you to spend more money," Pollack says. Forty percent of millennials said they have gone into debt to keep up with their friends' lifestyle, according to a Credit Karma. And although saying "no" to a group dinner everyone else is attending can result in FOMO, it could save you money in the long run.
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