With Fall right around the corner, now is a great time for families to think about saving up before the winter holidays.
The average consumer spends around $1,000 during the holiday season, according to the National Retail Federation.Step 1: Map out goalsOnce you have a total amount, you can use a savings calculator like Bankrate and Nerdwallet to discover what you would need to set aside to stay on target to meet your monetary goal by the holidays.Once you create a budget, apps like Mint can help show exactly where your money goes in real time.
Plot out the holidays based on the above categories and set aside cash in an envelope for each one when you get a paycheck, based on what the apps calculated is an appropriate amount to save. Research shows that people are much less likely to overspend when they use cash only. This helps children see how quickly cash can be spent, too.
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