As student debt piles up, the health risk to borrowers could undermine the health benefits of postsecondary education.
At a staggering $1.76 trillion, student debt is among the largest debts in the U.S. — second only to mortgages — affecting over 43 million Americans, according to federal data. And it’s taking a toll on borrowers’ mental and physical well-being.
Among borrowers on track to receive Public Service Loan Forgiveness with 37-48 student loan payments remaining, 18% reported suicidal thoughts, per a 2022 study by the Student Borrower Protection Center. According to the study, this is at least double the percentage of those who noted suicidal thoughts with fewer remaining payments, or who had already reached forgiveness.
“Having a community helps students and past students feel connected to people who are going through similar situations,” says Katherine Street, a Lexington, South Carolina-based mental health clinician with TimelyMD, a virtual student health care platform. “At a minimum, it gives them support that might have felt unconquerable to get through alone.”
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