Unlike health insurance, not everybody needs life insurance
Life insurance isn't necessary for everyone. It's usually not cost effective to buy a life insurance policy as a retiree, a person with no dependents, or a child or young adult who is the beneficiary of someone else's policy. However, you may consider buying a cheap term life policy if you have debt that won't be forgiven upon death, such as private student loans.
Life insurance isn't necessary for everyone. It's usually not cost effective to buy a life insurance policy as a retiree, a person with no dependents, or a child or young adult who is the beneficiary of someone else's policy. However, you may consider buying a cheap term life policy if you have debt that won't be forgiven upon death, such as private student loans.
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