Here are five habits that can strengthen your relationship with money and set you up for financial success. ft BankofAmerica mbgpartner
Instead of focusing on what you lack, think about abundance and that it's possible to accumulate money. This can energize and motivate you to look for and seize opportunities to earn and grow money.This ad is displayed using third party content and we do not control its accessibility features.Check your bank and credit card balances at the start of your day. Do it when you drink your coffee or tea.
Of course, you'll want to give yourself a cash allowance for things like gas, entertainment, clothing purchases, groceries, hair care,"These are areas that can be easy to overspend. Sticking to what you have the cash for helps avoid that," she says. Have a contest with yourself each pay period to see how much of that cash you can hang onto. This builds discipline. Consider throwing unspent cash into a change jar or a separate savings account.
Then move to bigger goals. Write them down in a notebook, on the notes app in your phone, email yourself. It can be"I want to retire," to"purchase a new laptop," to"pay off debt." This helps create accountability. Maybe not daily, but commit to it weekly or monthly to measure your progress. Invest in your own self-knowledge and power.
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