These tips from financial planners can help you get ready for what may be coming. (via Grow_mag)
can help you build better saving habits down the line, too. By going without certain products or services for awhile, you may gain perspective on which expenses you consider "essential.""Maybe they're like, 'Oh my gosh, it's so great to eat at home, I'm losing weight, I'm feeling more healthy, I'm not gonna eat out as much once things get back to normal.'"In some cases, fixed costs, and even big-ticket expenses, can be negotiated, Rogin says.
Larger monthly expenses like your rent or mortgage may be negotiable, too. Renters across the country are reaching out to landlords to see if they can work out some kind of deal on rent., a hairdresser in Queens, New York, who has had to close her salon due to the coronavirus, plans to negotiate rent with her landlady to make her payments more manageable and also see if she can pay rent in the middle of the month, rather than on the first.
that the Department of Housing and Urban Development will temporarily suspend "all foreclosures and evictions" through the end of April."If you've lost your job and you're a W-2, check with your state unemployment office. You may be eligible for benefits," says Marguerita Cheng, a certified financial planner and the CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland.
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