6 Things You Should Do Now to Prepare for Your Own Funeral

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6 Things You Should Do Now to Prepare for Your Own Funeral
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OK, fair. Morbid topic. But MortuaryReport's insights could help you and your family/friends later.

Every mortician I know has a bevy of similar horror stories—but they’re probably not the stories you’re imagining. They are not stories about zombies. Our stories are much worse because they actually come true. We can recount in detail the terrifying tales of what goes wrong if you die unexpectedly and your family is unprepared to make your funeral arrangements.

Here’s what I think every person should know and do to prepare for their own passing and commemoration. Fortunately, there’s actually a lot you can do now to make things easier on the people you love.First and foremost: paperwork! Without a legal document authorizing someone specific to handle your funeral arrangements, there’s an order of priority for people who are authorized to make these decisions for you. Your legal spouse comes first.

Burial is typically the most expensive option for funeral arrangements. Traditionally, that expense is so high because burial requires the purchase of a plot—that is, land to bury your body on. Most cemeteries also require the purchase of a vault, which is a liner that goes inside the grave to make sure the land doesn’t collapse on itself. On top of that, you’ll also usually pay for a lifetime upkeep fee.

Many people don’t realize that bodies can be viewed before burial or any other disposition, and that a body does not need to me embalmed in order to be viewed. An unembalmed body is always going to look different from an embalmed body. In death, features sink, the body changes, blood stops circulating. Sometimes the embalming process can help make that body look a little more “normal,” but it completely depends on the skill and experience of the embalmer.

If that’s not your preference, you can actually buy funeral insurance from your local funeral home. This insurance operates similarly to car or house insurance. Basically, you make monthly payments on a policy that pays out when you die; I’ve seen monthly payments as low as $25. When buying the policy, you’ll usually sit down with a funeral director and decide the actual details of your services.

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