Before you head to the mall or the Internet to make purchases, consider these 8 tips to manage your holiday spending:
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“People see the idea of having to give presents everywhere,” Red says. “There are trees decorated with presents at the bottom in stores. When you think of that tree without the gifts, it would feel empty.” “With so much pressure to give, it's easy to spend more money than you planned,” says Kavita Kamdar, head of Chase Autosave and Vice President of Business Development at Chase Bank. “Take time to decide how much money you have available to spend in total during the holiday season. Keep in mind how many people are on your gifting list and plan for what presents you want to purchase.”
Red gives the example of her family buying canned cranberry sauce every year—and throwing away the entire can after finishing their meal. By recognizing that they’re automatically buying the side dish out of tradition, rather than enjoying it, they can skip it at the store.You’ve got your budget; now make it go farther by scouting for the best deals.
These apps and websites are great for Black Friday and Cyber Monday, but can also be used throughout the holiday season to shop strategically. 4. Finds Ways to Celebrate That Don’t Involve Presents
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