A 27-year-old with $181,000 in the bank explains the simple calculation that keeps him from overspending

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A 27-year-old with $181,000 in the bank explains the simple calculation that keeps him from overspending
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This 27-year-old's philosophy for building wealth is based on calculating the value of his time, in dollars

At just 27 years old, the blogger behind the Money Wizard — who goes by the pen name Sean online — has banked more than $181,000. He's on a mission to retire early, at age 37. Sean saves 65% of his take-home pay — he earns $80,000 a year as a financial analyst — and still manages to travel frequently. "Probably what's most driving me [to retire early] — I just want freedom," he told Business Insider.

At just 27 years old, the blogger behind the Money Wizard — who goes by the pen name Sean online — has banked more than $181,000. He's on a mission to retire early, at age 37. Sean saves 65% of his take-home pay — he earns $80,000 a year as a financial analyst — and still manages to travel frequently. "Probably what's most driving me [to retire early] — I just want freedom," he told Business Insider.

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