Actors And Writers On Strike Weigh A Hidden Risk: Losing 'Cadillac' Health Coverage

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Actors And Writers On Strike Weigh A Hidden Risk: Losing 'Cadillac' Health Coverage
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Thousands of striking Hollywood actors and writers are risking their health insurance as the labor dispute continues.

In July, IATSE president Matt Loeb to below the line workers who may lose them if they fall short of qualifying during the strikes. IATSE is not on strike.

“The moments that I've been at risk of or have lost health insurance in the past pre-strike were not moments when I wasn't working,” said Susanna Fogel, a filmmaker who is a member of both the WGA and DGA unions. “I was working, but there were particulars to the work that just made it fall short or fall in the wrong month to stay covered. So it was just always a stress,” she said.

But writers and actors who lose their union health insurance as a result of the strike could benefit from a new California law that took effect July 1, 2023 aimed at averting just that situation.received $2 million in funding under the new state budget. To qualify, a union worker must first lose coverage as a result of the strike. According to Covered California spokesperson Craig Tomiyoshi, eligible workers will have their premiums covered as if their incomes wereHere’s an example.

Beginning Jan. 1, 2024, another law kicks in. Covered California will end deductibles on the middle-tier benchmark plans, meaning a striking worker could receive free premiums under one law and no deductibles beginning in the New Year, if the labor dispute lasts that long. The idea for the non-profit began with conversations between crews and filmmakers, said Fogel, who is a fellow founding TUSC member.

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