Should this reader get a reverse mortgage on the house they still own with their ex-husband to help him with his debt?
This has mostly been compatible. We have a young-adult son who lives nearby. He has contributed greatly to the maintenance and management of the home, which has involved renting rooms to friends and renting out an “Airbnb” suite.
I’m considering getting a reverse mortgage on our home to help my ex with his financial difficulties. Our son is against this idea and is unwilling to co-sign a home-equity loan to help my ex settle his debts. You should not get entangled in your ex's condo ownership, and you should NOT risk the equity on your home to bail him out. A reverse mortgage makes your debt grow, not shrink, merely kicking this problem into the future.
Your son sounds very savvy and careful; he should accompany you as you discuss this with the professional.I’ve become aware that my neighbor has been leaving her 13-year-old at home alone while she goes to work on Saturdays. I’m concerned about this child and wonder if I should call CPS to report this parent for neglect?Thirteen-year-olds are capable of being home for a number of hours on their own. For many of us who were raised by single parents , this “latchkey” life is completely normal.
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