A regular savings account just can't compete
After finding out how disappointing interest on a typical savings account can be, I switched to a high-yield savings account as I save for a down payment on my first home. While most savings accounts have an interest rate of about .01% today, high-yield savings accounts can earn 20 times more, with interest rates as high as 2%. After earning $80 in interest over four months, I couldn't imagine ever having a typical savings account again. Read more personal finance coverage.
After finding out how disappointing interest on a typical savings account can be, I switched to a high-yield savings account as I save for a down payment on my first home. While most savings accounts have an interest rate of about .01% today, high-yield savings accounts can earn 20 times more, with interest rates as high as 2%. After earning $80 in interest over four months, I couldn't imagine ever having a typical savings account again. Read more personal finance coverage.
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