Amber Heard is closing the book on the defamation case brought by her ex-husband, Johnny Depp -- a decision that's going to cost her 7 figures.
Sources with direct knowledge tell TMZ ... Amber is going to shell out just $1 million to Johnny -- but we're told it'll be money from her insurance company, not her own pocket.
As for what she has to say about it further ... Amber explains she never chose this, and that all she ever did was defend and speak her truth -- which she notes has destroyed her life ... via vilification through social media and beyond, which she calls a humiliation she can't relive again. AH says she did this to move forward and emancipate herself from this saga.
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