An inconvenient truth: The road to retirement means working longer

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An inconvenient truth: The road to retirement means working longer
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An inconvenient truth: The road to retirement means working longer investinyou (In partnership with acorns.)

Potential retirees at the lower and middle end of the economic spectrum simply can't afford to stop working, given the high costs of health care and housing, especially when you consider that only 1 in 3 Americans have access to retirement benefits through their employer.

More and more of the jobs being created require more and more education and skill levels. According to studies by

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