Apple Pay Later now appears to be available to all users in the US. While the buy now, pay later service was launched in early access in March, it was only available to a limited number of users.
It looks like Apple is rolling out Pay Later to all users in the US. As spotted by MacRumors, the buy now, pay later service is now widely available within Apple Wallet and is featured on Apple’s homepage. First announced in June 2022, Apple Pay Later lets users make a purchase and then pay for it in a series of four installments over the course of six weeks without any interest or late fees.
The Verge reached out to Apple to confirm that the service has officially launched but didn’t immediately hear back. Even though Apple says Pay Later was made with “users’ financial health in mind,” it still poses some consumer safety concerns. A recent survey from Morning Consult showed that 41 percent of users carry debt from buy now, pay later services, such as Affirm, Klarna, and AfterPay, and that one-quarter of them missed a payment in August 2023.
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