Breakingviews - Door cracks open on U.S. housing reform

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Breakingviews - Door cracks open on U.S. housing reform
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(Reuters Breakingviews) - The door has cracked open on U.S. housing reform. Trea...

The headquarters of mortgage lender Fannie Mae is shown in Washington September 8, 2008. REUTERS/Jason Reed

Fannie and Freddie have been in “temporary” conservatorship for 11 years – a state whereby the two mortgage giants, which needed a $187 billion bailout a decade ago, are privately owned but under the thumb of their regulator, the Federal Housing Finance Agency. They had to hand over all their profit to the Treasury starting in 2012, totaling more than $300 billion by the end of June. That’s considered dividends, not repayment.

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