Social Security is based on your earnings in most cases.
Karin Price Mueller | NJMoneyHelp.com for NJ.com
Q. I lost my great-paying job during COVID. I’m 62. I had planned to work until I was 67 to increase my Social Security, but all that fell apart. Now I’ll be lucky to get $1,450 per month at 67 because when I was young, I worked a few years under the table and I was naive. Now I’m having a hard time getting a job. Can I file and get benefits off my parents’ records? If I file on my own record now, I will only get like $850. That’s not much.
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