The Citi Double Cash is an ideal card for everyday purchases—here's why:
offers a simple rewards structure. All purchases earn 1% cash back. As you pay for those purchases, you’ll earn an additional 1% cash back. As a result, this card has an effective cash back rewards rate of 2%.
Once you meet the $25 minimum, there are several ways to redeem your cash back rewards, according to Citi:Redeem for a statement credit to your Card Account for at least $25 up to the total cash rewards balance at the time you redeem;
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