Mortgage rates, which have moved significantly higher this year, don’t discriminate based on where someone lives. But the impact they are having on home price appreciation is very disparate.
Housing markets in western states are mostly in the red, while the strongest home price gains are coming almost entirely in the eastern half of the country.
Colorado’s 0.6% drop is a fraction of the 5.7% decline in Idaho or the 4.2% decline in Nevada, the two states with the biggest rates of home price depreciation. Montana, Washington, Arizona, Utah, Oregon, Texas, Wyoming and California were the other states in negative territory. Maine, Indiana, Connecticut, Wisconsin, Missouri, Rhode Island and Ohio were the other top-performing housing markets when it comes to price appreciation.
“Annual home price growth regained momentum in July, which mostly reflects strong appreciation from earlier this year,” said CoreLogic chief economist Selma Hepp in comments accompanying the report.
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