Limited healthcare plans are useful only in very limited circumstances. 'Turning them into long-term substitutes for good health coverage only exposes their buyers to loss,' writes columnist hiltzikm
to put his order into action can be seen not as a boon to insurance customers, but as a Bill of Rights for the insurance industry. The short-term issuers tend to reject customers with preexisting conditions, don’t cover pregnancy, and limit other services in dozens of ways not permitted for plans subject to the Affordable Care Act.
The Trump administration’s most insidious attack on the Affordable Care Act involves its loosening of the rules covering short-term health plans. For perspective, the Affordable Care Act requires that qualified plans spend at least 80% of premium dollars on healthcare services. This figure is known as the
The medical loss ratios of Golden Rule's short-term plans have been coming down since 2011, meaning higher profits for the company.
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