Refusing a Covid-19 vaccine in South Africa could now drive up your life-insurance premium similar to other risk factors such as smoking, a South African insurer said this week, in a move that is likely to be watched closely by other industry players
could now drive up your life-insurance premium similar to other risk factors such as smoking, South African financial-services and insurance company Discovery Ltd. said this week, in a move that is likely to be watched closely by other industry players.
Discovery Life, the company’s life-insurance division, said the policy was the first of its kind in the country and takes account of the lifesaving benefits of Covid-19 shots and the financial risk that unvaccinated members pose for insurance companies. “Our internal data suggests that an average 75-year-old who is fully vaccinated has a similar risk of dying from Covid-19 to a typical 40-year-old who has not been vaccinated,” Riaan van Reenen, the chief executive of Discovery Life, said., recording far more infections and deaths than any other country on the continent.
Discovery Life, which provides life insurance for some 1.1 million people in South Africa, said the new policy would apply immediately but would only affect new clients and not existing members.
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