Credit cards vs debit cards. Here are some FAQs about the differences and how they work.
offers a $300 annual travel credit for airfare, hotels and other travel purchases, plus a complimentary Priority Pass™ Select lounge access at 1,000+ VIP lounges in over 500 cities worldwide.A debit card is linked to your checking account and allows you to make purchases. Debit cards work similar to cash, where you typically can't spend more money than you have in your bank account. Any purchases you make with a debit card are automatically deducted from your checking account.
Far and few debit cards earn rewards, but some may offer interest on your checking account deposits. Debit cards themselves typically don't have annual fees, but checking accounts often charge monthly account management fees if balance requirements aren't met. However, there are free checking accounts and debit cards, such asMany debit cards also charge overdraft fees, which occur when you make a purchase greater than the balance in your checking account.
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