A picture of the proposed digital euro is coming into focus.
The European Central Bank released its third progress report on digital euro design on April 24. This time the bankConvenience is clearly a priority for access to the potential digital euro. Digital euro users would be onboarded by payment service providers following their established procedures, such as Know Your Customer verification.
In-store sales could be carried out with a QR code or touchless technology. Online payments and offline “functionalities” would also be possible, and PSPs would be able to offer optional and value-added services, such as split or recurring payments. Cross-border functionalities could be added after the digital euro’s launch in the euro zone, the report said.
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