Facebook’s Libra Bets It Can Bank the Unbanked

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Facebook’s Libra Bets It Can Bank the Unbanked
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Facebook, in its bid to aid the unbanked world-wide through the use of Libra, might learn that banking is as much about policy and culture as it is about technology

Facebook Inc. has an ambitious goal for its proposed cryptocurrency, Libra: to bring financial services to the hundreds of millions of people world-wide who don’t use banks or other traditional institutions. The cryptocurrency sector has for years tried to do the same and failed.

In the decade since bitcoin was born, cryptocurrencies have fascinated investors and speculators. But the crypto industry has struggled to get consumers to use it for daily transactions, and the bar for reaching unbanked adults in particular could...

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