As high costs force tough decisions for the holidays, Ramsey Solutions experts share advice.
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In a further breakdown, the NRF estimated that holiday shoppers will spend $620 on gifts and $255 on seasonal items including decorations, candy and food. With so many Americans already focused on holiday gift shopping and planning, experts from Ramsey Solutions, based in Tennessee, shared insights and advice with FOX Business this week on how Americans can and should spend thoughtfully — and practice"First, decide how much you can spend. Ask yourself: How much can I afford to save between now and Christmas?" said Rachel Cruze, personal finance and budgeting expert and a two-time No. 1 bestselling author.
Instead, said Warshaw, "This year we are facing reality: The reality is this has been a hard year, financially, for a lot of people with inflation andLiveNOW's Andrew Craft spoke about the current state of consumer finances with consultant Dan Varroney. More LiveNOW from FOX streaming video
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