Instill financial responsibility in your young adult children by requiring them to move out and handle their bills on their own as soon as possible after college graduation. I kicked my kid out of my house — and you can, too.
Kicking your kid out of the house doesn't necessarily mean that you won't offer some initial help, but it does mean that they will be responsible for personally paying all of their housing bills. And as parents we can help there, as well, by showing our kids how to establish credit.
I am betting that many of you who have become financially successful achieved that status because you worked hard and took responsibility early in life. Of course, all of us want to help our children. However, letting them know there is always a "Plan B" will never really help them find their own way.
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