Buried in debt? A 0% balance transfer offer can be a lifeline (if you read the fine print)
Experts often recommend moving that balance from a high-rate credit card to one with a no-interest or low-interest balance transfer offer to reduce the amount of interest you're paying.
"These cards can be a really good tool, but people need to understand how to use them the best way," saidA merchant slides a credit card for a transaction.most offers allow you to pay 0% interest for a year or more. But If you don't pay the balance off, the remaining balance will have a new annual percentage rate applied to it, which is generally about 25%, Schulz said.
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