How much money you need to retire at 65 and live on investment income alone till 90

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How much money you need to retire at 65 and live on investment income alone till 90
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Americans may be working longer than ever, but many younger workers still aim to commence their golden years around age 65

To retire at 65 and live on investment income of $100,000 a year, you'd need to have $2.5 million invested on the day you leave work. If you reduced your annual spending target to $65,000, you'd need a starting balance of about $1.6 million in a taxable investment account. Brian Fry, a certified financial planner at Safe Landing Financial, recommends an asset allocation of 60% stocks and 40% bonds to ensure the account's growth and provide a steady income for decades.

To retire at 65 and live on investment income of $100,000 a year, you'd need to have $2.5 million invested on the day you leave work. If you reduced your annual spending target to $65,000, you'd need a starting balance of about $1.6 million in a taxable investment account. Brian Fry, a certified financial planner at Safe Landing Financial, recommends an asset allocation of 60% stocks and 40% bonds to ensure the account's growth and provide a steady income for decades.

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