Cash stuffing budgets are all the rage right now. 2 women explain their polar-opposite experiences.
in the fourth quarter last year, the largest increase in the history of its data, which dates back to 1999. While older borrowers missed credit-card payments and became delinquent about as often as they did before the pandemic, Americans in their 20s and 30s had higher delinquency rates than they did pre-pandemic, the New York Fed said.Not everyone is a huge fan of cash stuffing, however.
Vera Kent, a 26-year-old artist based in Minnesota, first heard about cash stuffing through a TikTok video last fall, around the time she'd started to examine her finances, hoping to turn around some destructive money habits she'd developed. "I realized I had spent the last ten years of my life spending freely, and hadn't saved a penny or made a single wise financial decision," she told Insider.
A hands-on learner, she thought cash stuffing could be a good fit as a practical and visual way to budget money, so she decided to give it a try — and even made a TikTok video about her experience that was intended to share her journey and hold herself accountable.
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