How to use Apple Pay: the ultimate guide to paying with your iPhone, Apple Watch, Mac or iPad.
. You don't have to take out your credit card card. It's even a great backup if you accidentally left your wallet in the car. And all you need is an iPhone 6 or newer.
There's also a privacy benefit to using Apple Pay. Apple doesn't track your transactions or tie them to you, and it doesn't share your credit card or debit card numbers with merchants when you make a purchase. So, if a retailer gets hacked and thieves get a bunch of credit card data used to make purchases there, your card number won't be taken if you used Apple Pay., so chances are you own a credit card or have an account at a bank that uses it.
Plus, you can use Apple Pay on other Apple devices like your Mac or iPad to buy stuff on websites if you use Safari. Once you set it up on your phone, you'll just need to enter in the 3-digit or 4-digit CCV number on the back of your card to use it on your Apple Watch, iPad or Mac., which is a separate credit card you can apply for and use. Apple Pay is a system that lets you buy stuff with cards you already have, while the Apple Card is just a separate credit card option.
If you have a phone with a home button, open the Wallet app and bring up the card, then hold your finger on Touch ID to verify yourself.I've found most retailers are happy to help if you get confused. Even if you don't see a sign, you can always ask if they accept Apple Pay. You'll probably be surprised how many retailers accept it.Once you've set up Apple Pay on your iPhone, you can add the cards to your Apple Watch to use it to buy stuff, too.
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