HSBC processes first blockchain letter of credit using Chinese yuan

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HSBC processes first blockchain letter of credit using Chinese yuan
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HSBC completed the first yuan-denominated blockchain-based letter of credit tran...

FILE PHOTO: HSBC logo in New York, U.S., August 7, 2019. REUTERS/Brendan McDermid/File Photo

HSBC, like many of its competitors, has been looking to use digital ledger technology, or blockchain, to streamline the traditionally paper-based and bureaucratic business of financing trade. So far transactions using the platform have primarily been individual pilot cases, but Ajay Sharma, HSBC’s regional head of global trade and receivables finance for Asia-Pacific, said that progress was being made toward a full proposition, and what could be a commercially acceptable model for banks.

“Clearly we are hoping that through this technology, the unit cost of doing a transaction comes down, along with other benefits, such as speed.”

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