In some cases, aggressive debt pay-off isn't the answer
I currently have about $78,000 of student loan debt, and if I put all my extra cash towards my loans every month, I could pay it off by 2022. I ran the numbers, though, and decided to put what I can towards my loans — about $1,400 a month — while investing in my retirement savings, too. My loans should be paid off by 2025, and I'll still come out with $20,000 more than I would if I'd paid them off sooner. Read more personal finance coverage.
I currently have about $78,000 of student loan debt, and if I put all my extra cash towards my loans every month, I could pay it off by 2022. I ran the numbers, though, and decided to put what I can towards my loans — about $1,400 a month — while investing in my retirement savings, too. My loans should be paid off by 2025, and I'll still come out with $20,000 more than I would if I'd paid them off sooner. Read more personal finance coverage.
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