Dear Pay Dirt: Am I letting my own issues get the best of me?
I understand your anxiety about your son accumulating debt, but I would argue that there are more factors here than just whether he ends up owing money for his education. I would dispute the idea that educational programs are the same everywhere because they’re simply not. Expensive private colleges are not always better than community colleges, but it’s a mistake to think there’s not a range, academically and otherwise.
Help him research what he wants to do afterward and get a better sense of whether it makes sense to incur debt in light of that.But I don’t think that taking out student loans is inherently a mistake. It really depends on who your son is, what he wants to do with his life, and whether he understands the responsibility he’s signing up for.The last year of my father’s life, I moved in with him and was his primary caregiver while he was bedbound and in hospice for about six months.
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