I'm 32, I Make $79,000, & I'm An Expat

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I'm 32, I Make $79,000, & I'm An Expat
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'2 p.m. — I need a caffeine fix urgently, so I walk 10 minutes down the road to a coffee place I rarely ever visit, but has great coffee. I order an 'American' size latte, which comes with a small piece of nougat. $4.40'

11:30 a.m. — My husband and I need to return the bicycle-share bikes we borrowed to get home Friday night after a party, which are cheaper and usually faster than taking a taxi. We decide to take a look through a couple of home and furniture shops on the walk home. We bought our first home this year and are still furnishing this much bigger space. I buy a few hand towels for $6.55 and we get cappuccinos at a cafe before walking home .12:30 p.m.

1:30 p.m. — I load the bags of used clothes on my bike and take them to a donation drop-off point near my house. Once I get home, I deep clean the master bedroom. With space in the closet and completely clean floors and surfaces, this feels like a much better, more peaceful space. 11:30 a.m. — I get on my bike to go to the train station, then on to my afternoon meetings. I grab a sandwich from home to eat on the way. I have a discount card for the train which gives me 40% during off-peak hours, and that costs around $55 per year.12:30 p.m. — I arrive at the office for my meetings and have a couple small cups of tea. One nice thing about office culture in the Netherlands: coffee and tea is nearly almost free.

11:30 a.m. — I leave the house, and take a 15-minute bike ride to the driving exam office to get my driving learner's license. I prepaid for the test online when I reserved this appointment. It costs only $3.50 extra to take the test in English, which is a testament to how much English is spoken in the Netherlands. As somewhat expected, I don't pass, meaning I need to take the test again.

10 p.m. — Incredibly, it's been a no-spend day . But the fridge is empty and I can already anticipate some costs tomorrow. For now, it's time to read and go off to bed.6 a.m. — I'm up early again, and zip through my morning routine, finishing off the last of the granola and grabbing tea in a flask to go. I leave the house by 7 to make it to a morning meeting. At the office, I help myself to free coffee to keep up the energy. It's going to be another busy day.

12 p.m. — I am so hungry for lunch and luckily, we have leftover stew in the fridge. I eat this while watching a show on Netflix for half an hour, then go back to work.

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