I never wanted my boys to feel left out. So I spent money I didn’t have on fancy clothes and birthday parties. We couldn’t keep up.
I hung up the phone and collapsed on the floor in tears. $3,000. We were three months, and this is what the bank was demanding in back payment, late fees and interest. Pay it, or they’d foreclose on our house.
My early years had been nothing but embarrassment. I dropped out of college. I married at 19, had my first child at 21, my second three years later. I returned to college, but it took me seven years to complete a four-year degree. Every decision I made, it seemed, was the “wrong” one. These things never bothered my husband. I worried about humiliating my boys; he worried about paying the bills. And although we never really argued much, there was some tension around handling the finances. In the end, I was left in charge because he worked longer hours.
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