In 2002, Anthony ONeal was partying it up in college. Just one year later, he was $35,000 in debt and living in his car parked outside a Walmart. Here's how he turned his life around:
In 2002, Anthony ONeal was partying it up in college. Just one year later, he was $35,000 in debt and living in his car parked outside a Walmart WMT, +0.17%.
The grub was a letdown — it was old and cold by the time he received it, he said, and his buddies took all but one slice. But that was nothing compared to what happened next. He paid his $35 minimum, and the card company raised his limit to $1,000. This time, he maxed out in 45 minutes on a sound system for his 1987 Nissan Maxima NSANY, +3.10%.
ONeal cut grass, worked odd jobs and held a stock-clerk job at the discount chain Ross Stores ROST, -1.01%. He says he felt “abandoned” by his parents and by God. “I questioned why I was here,” he said.“That was when my whole life switched around,” he said. ONeal moved east and became a youth pastor for a 30,000-member Jacksonville, Fla., church with 5,000 students. He spoke to them about the importance of financial literacy and the perils of making early mistakes like his.
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