There are a lot of catastrophic events in our lives that have happened that were outside the range of possibilities we thought could happen but still did.
So do we obsess over every remote possibility in our lives? Of course not, else we wouldn't get out of bed in the morning. But there are things we can do that can somehow mitigate random and low-probability disasters.
For example, if insurance is cheap, consider buying it. Even if you think you are invincible and will live forever. If a hedge is cheap, such as gold and silver just in case stocks and bonds fail, consider putting those in your corporate treasury. It is said, for example, that Coca-Cola executives who know their cola formula are not allowed to travel together at the same time, but maybe that is just an urban legend.
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