Hate budgeting? You may want to try the 80/20 rule.
‘That Is Not Capitalism, That Is Abusing the Market' — Sen. Ted Cruz Blasts BlackRock's Larry Fink's ‘Woke' ESG Policies
By doing this, you pay yourself first by putting money aside for your long-term financial goals. Ideally, most of the money should go to retirement investments, since financial planners commonly recommend putting at leastThe remaining 80% goes toward needs and wants, including food, rent and entertainment. But how you choose to spend that money is up to you.
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