'If you like your health insurance, tough': Biden continues the Obamacare lie

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'If you like your health insurance, tough': Biden continues the Obamacare lie
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'Biden says this decision is about protecting consumers from an inferior form of coverage, but it’s really about appeasing insurers who want more young and healthy customers to sign up for Obamacare plans to balance their risk pools' -Dean Clancy

. While generous government subsidies mask the true price tag of those plans for most customers, people who don’t qualify for subsidies are left desperate for an alternative option.

Under Biden’s proposal, these health plans would be slashed from three-year maximum terms to a mere three or four months. Even worse, families who see their coverage expire in the middle of the year will not be eligible to join a publicly available Obamacare plan until the next open enrollment period. The nonpartisan Congressional Budget Officethat eliminating short-term health insurance would swell the number of people without health coverage.

But the theory that forcing short-term plan holders into Obamacare plans will lower premiums on the Affordable Care Act exchanges has not been the reality in states that already severely limit the availability of short-term plans. In a comprehensive analysis released in 2021, healthcare researcher Brian Blase found that states with the broadest access to short-term insurance saw higher enrollment in healthcare coverage overall while benefiting from larger reductions in insurance premiums.

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