Joe Biden unveiled a robust plan to expand Obamacare by adding a public program that all Americans could choose, as the former vice president argued that medical insurance can be made universally accessible without scrapping the nation’s current model.
As the candidatesBiden is unveiling a blueprint that would step up the generosity of Obamacare and expand coverage to the poor even in conservative states that rejected the Medicaid expansion in the Affordable Care Act.
Biden would expand financial assistance available to Americans who don’t get health insurance through a job and instead rely on insurance marketplaces created by the 2010 law. Biden’s plan would allow more middle- and upper-middle income people to qualify for subsidies, which could add to the attraction of more comprehensive coverage. The plan would lift the current income cap for tax credits and lower the maximum amount families would spend on health insurance from 9.86% of their income to 8.5%.The campaign estimates a family of four with an income of $110,000 per year would save on average $750 per month on insurance costs.
But a group of mostly conservative states clustered in the Deep South continue to resist expansion, which has left millions of poor residents of Texas, Florida and other states without health insurance. Biden’s plan would sidestep the political leadership in those states by allowing low-income people in those places to enroll in the public-option plan with no premiums.
He would allow Medicare to negotiate directly with drug companies to secure lower prices for seniors, something that’s currently banned.
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