Make these money moves starting today (so you don't freak out in the fall). investinyou (In partnership with acorns.)
, slightly more than a third of Americans said they'll spend between $1,000 and $4,999 on summer vacations this year, while 26% of people said they'd shell out less than $1,000. The national survey of 2,800 Americans was conducted June 17–20.
Calculate how much you'll spend on travel. Divide that amount by six , and place that amount in your savings account every month, starting in January. Try the simple 30-day rule to rein in spending. "Whenever you want to make a large purchase, wait 30 days to make sure it is a need rather than a want," Ditlow said.
If 30 days seems too long, wait one day for each $100 in purchase price. "If something costs $300, wait at least three days before you pull the trigger," Ditlow said.Avoid using credit cards for the majority of your purchases and make sure you pay more than the minimum balance each time. The smaller the balance, the less you throw away in interest each month.
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