The way millennial women earn and spend their 💰 varies a LOT
One minute, our age group is being accused of spending too much money on lattes and avocado toast. The next, we’re being told we can’t afford homes because of said avocado toast . To make matters even more confusing, a recent government study based on years of wealth surveys said millennials are actually wealthier than previous generations of people aged between 28 to 34. Pulling your hair out yet? Us, too.
One thing I could never give up regardless of my financial situation is running my own business, Ponytail Mail [a hair-tie subscription business]. It definitely takes time and effort that could be used more effectively—but it’s such an amazing creative outlet and I couldn’t imagine my life without it! I sometimes end up working 60 hours a week because of it, but I’m having fun.”
On splitting everything 50/50 with a partner Desirae Odjick, 28, lives in Ottawa and works as a content marketer and freelance personal finance writer Monthly budgetEntertainment and personal spending: $500 With everything from hydro to internet, my half of the house-related bill payments comes to $166.50 every month. I also pay $158 for my half of our home, car and life insurance, $53 for half of our ‘web services’ and contribute $77 towards our shared transportation expenses.
I feel like I am pretty good with budgeting for my salary and making sure that I put enough back towards my savings and my student loans. I definitely have my areas that I like to splurge—like travel—but generally, my boyfriend and I live pretty simply and our expenses are kept fairly low. Once my loans are paid off this may change drastically, as we will look into buying a house.
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