A big part of being good with money is figuring out how to balance spending for now and saving for later
While the salaries of the plan participants weren't revealed, the survey found that many of them are. More than 40% of the super savers and pre super savers said they drive older vehicles, live in a modest home, travel less than they prefer, and do DIY projects instead of hiring outside help. Of the super savers specifically, a whopping 70% began saving in their 20s.
They also have something else in common: They seek professional help for their money. Forty-one percent of super savers and 42% of pre super savers say theyWhile the majority of savers use online tools to verify whether they're on track for retirement, more than one-fourth say they consult a financial adviser to compare information.
But surprisingly, these savers also say their advisers don't have significant influence on their savings habits — that honor goes to their parents, their spouses, and themselves.can be challenging — no one wants to feel like they're sacrificing the joys of today for the promise of tomorrow. Financial advisers help clients strike a balance between taking care of priorities today and setting up a rich future.
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