Mortgage rates tick down slightly as Federal Reserve holds rates steady

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Mortgage rates tick down slightly as Federal Reserve holds rates steady
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Uncertainty over the direction of monetary policy ‘may continue to stall’ the housing market, Freddie Mac says

Mortgage rates fell for the first time in two months, amid uncertainty over monetary policy as well as the geopolitical conflict in the Middle East.

It’s down 3 basis points from the previous week — one basis point is equal to one-hundredth of a percentage point.The average rate on the 15-year mortgage was 7.03%, unchanged from last week. The 15-year was at 6.29% a year ago. Separate data by Mortgage News Daily said that the 30-year fixed-rate mortgage was averaging at 7.69% as of Thursday afternoon.

“Coupled with geopolitical uncertainty, this ambiguity around monetary policy will likely have an impact on the overall economic landscape and may continue to stall improvements in the housing market,” he added.

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