Most middle-income Americans still earning less than 3% on savings, survey finds

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Most middle-income Americans still earning less than 3% on savings, survey finds
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Despite inflation concerns, most middle-income Americans still aren’t leveraging higher interest rates for savings. Here’s what to know.

Despite inflation concerns, most middle-income Americans still aren't leveraging higher interest rates for savings.

But a lack of awareness isn't the main reason why Americans aren't taking advantage of higher rates, according to the survey. The top reason for not moving funds — applying to some 37% of respondents — was because they either don't have any savings or don't have enough to"make it worthwhile."

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