‘I think I snookered myself. Please help.’
Four years ago, I was downsizing and building a home while I still had a hefty mortgage on my first home. I couldn’t secure the loan on my own until the other house was sold.
Is she entitled to half the value? Can I refinance without her knowing? I think I snookered myself. Please help.You can email The Moneyist with any financial and ethical questions related to coronavirus at [email protected], and follow Quentin Fottrell on Twitter.There are a few scenarios here.
“Most mortgage companies will not grant a mortgage to only one spouse if the deed is already in both names,” the firm adds. “The mortgage company will not want to deal with problems in getting their money back if your spouse defaults on the loan. The lender will most likely want all the owners to sign the mortgage or they will not give the loan to any of the owners.”
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