N26 is officially a full US neobank player — and its personal financial management tools could be the best way to stand out from competitors in the space:
its user base in the past year and is expected to reach 750,000 registered customers this month. It raised $100 million in a Series C funding round earlier this year and is in the process of applying for a national bank charter from the OCC.
PFM features could be N26's best way to stand out from these existing players in the US, as consumers are hungry for such tools, and the neobank already has robust offerings. The N26 mobile app automatically categorizes each transaction, allows customers to set daily spending limits, and enables locking and unlocking of cards.
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