Need financial advice but have no money? Look for pro bono planners

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Need financial advice but have no money? Look for pro bono planners
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Financial advisers are offering their services for free for those in need — here's how to find one.

When Michael Burns’s newborn son was diagnosed with leukemia a month after birth, his family’s world was turned upside down.

There was less money coming in, but credit card and medical bills kept piling up. The family needed financial guidance, and found it from a financial planner doing pro bono work — which is when experts donate their time and expertise for free. Slowly, they began to reassess and readjust their money management and were able to get themselves to a much better place, financially.

In these pro bono sessions, planners will often collect as much financial information as they can from a family or person, including credit card statements and 401 balances. They’ll pour over the details, and highlight red flags or missed opportunities. They’ll then create a financial plan and send it to their clients so they can review it together, and discuss the ways in which they can implement these strategies.

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