“They told me I made too much,” said Shawn Stevens, a 40-year-old father who’s rationed his own medical care to keep family afloat. “I thought, ‘I’m not poor enough? I feel pretty poor.’”
Soaring deductibles and medical bills are pushing millions of American families to the breaking point, fueling an affordability crisis that is pulling in middle-class households with health insurance as well as the poor and uninsured.
Although a majority of workers remain content with their health benefits, a quarter now report feeling frustrated, according aOne in seven is angry about their insurance.The discontent is even more pronounced among workers with the highest deductibles: four in 10 report frustration and nearly a quarter say they’re angry.
Shawn Stevens and Courtney Stevens, whose 3-year-old daughter, Selena, has autism, pay nearly $1,500 in a month in medical bills. But workers in households making less than $40,000 a year and those with the highest deductibles are more likely to say the health insurance system works better for people on Medicaid.
This income divide is baked into the way employers provide coverage to workers in America: Companies with better-paying jobs have long offered more generous benefits.
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